Find a Financial Advisor You Can Trust
Most people start looking for a financial advisor when they have a financial decision they want help getting right. Can I retire at 63, or do I need three more years? Should I take the pension or the lump sum? We just sold the house, so what should we do with that money now?
Nexus One Financial Advisors is a Registered Investment Advisor based in Plano, Texas. As a fiduciary, we're required to act in our clients' best interests when providing investment advice.
We work with people who have spent years building savings through a career or business and want clear, practical guidance on how to use what they've built.
Why Work With a Financial Advisor
The way a financial advisor works affects the advice you receive. How the firm is paid, how recommendations are made, and the standards the advisor follows are all worth understanding before you choose someone.
Flexibility, Not a Product Lineup
A financial advisor has more flexibility to recommend strategies based on your finances and goals rather than a proprietary product lineup.
An RIA, Not a Broker Dealer
Nexus One is a Registered Investment Advisor, not a broker dealer. We provide financial advice and manage investments, while client assets are held separately with Pershing as custodian.
Advice and Custody Kept Separate
Keeping advice and custody in separate hands makes each role clear. It also gives you a useful question to ask any financial advisor you're considering: Who will actually hold my assets?
Financial Advice Built Around Your Goals
Financial advice should start with your finances, the decision you're facing, and what you're trying to accomplish. The recommendations come after we understand those details.
Fiduciary Advice That Puts Your Interests First
As a Registered Investment Advisor, Nexus One operates under a fiduciary standard when providing investment advice. That means our recommendations must put your interests first.
It's worth asking any financial advisor how they're compensated and what standard applies to their advice. Clear answers help you understand the relationship before you enter it.
How to Verify an Unbiased Financial Advisor
If you're looking for an unbiased financial advisor, start by asking how the advisor is paid and whether compensation could affect a recommendation.
Nexus One explains its financial planning and investment management fees before you decide to work with us.
The firm's regulatory filings show that it offers financial planning and portfolio management services and uses asset-based, fixed, and hourly fee arrangements.
You can also check a financial advisor's background yourself. Registered Investment Advisor firms and representatives can be reviewed through the SEC's Investment Adviser Public Disclosure database.
FINRA BrokerCheck covers brokerage professionals, while the CFP Board lets you verify CFP® certification.
Ongoing Support From a Personal Financial Advisor
A personal financial advisor can be useful when you want someone who already understands your finances when something changes. That might be retirement, a business decision, a move, a change in your family, or another major financial event.
Some clients want ongoing advice throughout the year. Others need help with a specific financial plan or decision.
The amount of support you need depends on your situation. Nexus One helps define that scope clearly, so you understand what you're paying for and how the advisor will be involved.
Working With a Certified Financial Advisor
Professional credentials tell you what an advisor has studied and where they have developed specialized expertise. If you're looking for a certified financial advisor, it helps to understand what those letters mean and how they relate to the decisions you need help with.
Retirement planning is a key area of expertise at Nexus One. Several members of the advisory team hold the Chartered Retirement Planning Counselor designation. CFP®, ChFC®, and CLU® credentials are also represented within the firm.
Ongoing Support From a Personal Financial Advisor
Several Nexus One advisors hold the CRPC™ designation. It focuses on retirement planning and the financial decisions people face as they prepare for and move through retirement.
For clients approaching retirement, that expertise is especially relevant when the focus shifts from building savings to creating income and making those savings last.
Certified Financial Planner (CFP®)
CFP® professionals complete requirements covering education, examination, experience, and ethics. Their required coursework includes investments, retirement, taxes, insurance, estate planning, and other areas of personal financial planning.
Chartered Financial Consultant (ChFC®)
The ChFC® designation represents advanced education in comprehensive financial planning. It can add depth across areas such as retirement, investments, taxes, insurance, and estate planning.
Chartered Life Underwriter (CLU®)
The CLU® designation focuses on life insurance, risk management, and estate planning. Those areas can become especially important when protecting family finances and planning how assets will eventually be passed on.
Financial Planning That Brings Everything Together
Financial decisions rarely stay in one area. A retirement withdrawal can affect your taxes. Healthcare costs influence how much income you need.
Selling a home can change your cash flow and investment decisions. That's why we plan these areas together.
Retirement Income Planning
Plan when you may be able to retire, how much income you'll need, and how your savings can support that spending over time.
Investment Management
Build an investment approach that reflects your goals, timeline, and comfort with risk. Growth matters, but so does protecting the savings you've spent years building.
Tax Planning
Plan when you may be able to retire, how much income you'll need, and how your savings can support that spending over time.
Social Security Planning
Plan when you may be able to retire, how much income you'll need, and how your savings can support that spending over time.
Medicare Planning
Plan when you may be able to retire, how much income you'll need, and how your savings can support that spending over time.
Estate Planning
Plan when you may be able to retire, how much income you'll need, and how your savings can support that spending over time.
Cash Flow and Major Purchases
Plan when you may be able to retire, how much income you'll need, and how your savings can support that spending over time.
How the Nexus One Financial Planning Process Works
Working with a financial advisor should be clear from the beginning.
We start with the decision that brought you in, review the numbers behind it, and turn what we learn into practical next steps.
Step #1: Tell Us What's on Your Mind
We begin with the reason you reached out. Maybe you're thinking about retirement, weighing a pension decision, selling a business, or dealing with another major financial change.
We listen first, ask questions, and understand what you need help deciding.
Step #2: We Look at the Whole Picture
We review your income, accounts, investments, taxes, assets, debts, and goals together.
That gives us the context to see how one decision may affect another and which areas need the most attention.
Step #3: You Get a Plan You Can Follow
We turn the analysis into clear priorities and practical next steps. You'll know what we recommend, why it matters, and what you need to do next.
Financial Advice for Blue-Collar and Working-Class Texans
Nexus One works with people who have spent years building meaningful savings through trade, business, or steady employment.
Many of our clients have built hundreds of thousands rather than millions. They want thoughtful financial planning, clear answers, and a financial advisor who takes the decisions around that money seriously.
Their priorities are often practical. They want to protect what they've built, make their money last through retirement, and understand how today's choices affect the years ahead.
That protection-first mindset shapes the way we approach financial planning and investment management.
Where you live affects the numbers
Where you live can also affect some of the numbers in a financial plan. For North Texas clients, housing costs, property taxes, and residence homestead exemptions may become part of decisions around retirement, downsizing, and cash flow.
Qualifying Texas homeowners may receive residence homestead exemptions that reduce the taxable value of their home.
Nexus One is based in Plano, Texas, and provides investment advisory and related services to clients nationally, subject to applicable registration requirements.
FAQs About Choosing a Financial Advisor
Choosing a financial advisor usually means comparing more than investment performance.
What does an financial advisor actually do?
A financial advisor helps you make decisions across different parts of your finances — retirement planning, investments, taxes, cash flow, Social Security, Medicare and estate planning. At Nexus One those decisions are considered as part of one financial plan, so you can understand how a choice in one area may affect another.
Is a financial advisor the same as a fiduciary?
A financial advisor helps you make decisions across different parts of your finances — retirement planning, investments, taxes, cash flow, Social Security, Medicare and estate planning. At Nexus One those decisions are considered as part of one financial plan, so you can understand how a choice in one area may affect another.
How much money do I need to work with a financial advisor?
A financial advisor helps you make decisions across different parts of your finances — retirement planning, investments, taxes, cash flow, Social Security, Medicare and estate planning. At Nexus One those decisions are considered as part of one financial plan, so you can understand how a choice in one area may affect another.
How can I check a financial advisor's background?
A financial advisor helps you make decisions across different parts of your finances — retirement planning, investments, taxes, cash flow, Social Security, Medicare and estate planning. At Nexus One those decisions are considered as part of one financial plan, so you can understand how a choice in one area may affect another.
Do you work with clients outside Texas?
A financial advisor helps you make decisions across different parts of your finances — retirement planning, investments, taxes, cash flow, Social Security, Medicare and estate planning. At Nexus One those decisions are considered as part of one financial plan, so you can understand how a choice in one area may affect another.
What's the difference between a financial advisor and a financial planner?
A financial advisor helps you make decisions across different parts of your finances — retirement planning, investments, taxes, cash flow, Social Security, Medicare and estate planning. At Nexus One those decisions are considered as part of one financial plan, so you can understand how a choice in one area may affect another.